This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended
provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000.
This electronic record is generated by a computer system and does not require any physical or digital signatures.
The domain name www.annapurnagoldfin.com (hereinafter referred to as "Website") is owned by Annapurna Gold Finance Odisha Nidhi Limited,
a company incorporated under the Companies Act, 2013 with its CIN U65990OR2020PLN034100 and Registered Office
at House No. 9, Bhabani Complex, Sec-6, CDA, PO/PS- Markat Nagar, Cuttack, Odisha - 753014 IN and running business in the name and style of
Annapurna Gold Finance Odisha Nidhi Limited
If you visit the website, you accept these terms and conditions.
Your use of the Website is governed by the following terms and conditions (" T & C ") as applicable to the Website.
If you transact on the Website, You shall be subject to the policies that are applicable to the Website for such transaction.
By mere use of the Website, You shall be contracting with Annapurna and these terms and conditions including the policies constitute your binding obligations,
with Annapurna.
For the purpose of these T&C, wherever the context so requires "You" or "User" shall mean any natural or legal person who is a "Guest user"
or who has agreed to become a buyer on the Website by providing Registration Data while registering on the Website as "Direct Seller" or
"Registered User" using the computer systems. Annapurna allows the User to surf the Website or making purchases without registering on the Website.
The term "We", "Us", "Our" shall mean Annapurna Gold Finance Odisha Nidhi Limited .
It is only your responsibility to review these " T&C'' periodically for changes/updates .
Your continued use of the Website following the posting of updates/changes will mean that you accept and agree to the revisions.
As long as you comply with these T & C, We allow you a personal, non-transferable, non-exclusive, limited privilege to enter and use the Website.
SURFING, BROWSING OR OTHERWISE USING THE SITE INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS UNDER THESE T&C ,
SO PLEASE READ THE T&C CAREFULLY BEFORE PROCEEDING.
By expressly accepting / impliedly these T&C, You also accept and agree to be bound by Annapurna Policies as amended from time to time.
YOUR REGISTRATION AND ACCOUNT OBLIGATIONS
If you use the Website, you shall be responsible for maintaining the confidentiality of your Display Name, User id , Password & transaction password
and you shall be responsible for all activities that occur under your Display Name, user id, password and transaction Password. You agree that if
You provide any information that is untrue, inaccurate, not current or incomplete or We have reasonable grounds to suspect that such information is untrue,
inaccurate, not current or incomplete, or not in accordance with the this T&C, We shall have the right to indefinitely suspend or terminate or block access of
your membership on the Website and refuse to provide You with access to the Website.
Access to this website is permitted on a temporary basis, and we reserve the right to withdraw or amend the services without notice.
We will not be liable if any reason this Website is unavailable at any time or for any period.
From time to time, we may restrict access to some part or this entire Website.
BUSINESS OPPORTUNITY
Consumer, who has purchased the products from Annapurna Gold Finance Odisha Nidhi Limited, can choose to join the business opportunity free of cost.
The Independent Distributor/member will be eligible towards facilitation fees or income, as per the volume of sale of products/ business done by him,
subject to the eligibility norms formulated by the company from time to time. The company does not guarantee/assure any facilitation fees or income to
the distributor on account of becoming just a mere "distributor" of the Company.
User ID has to be quoted by the distributor/member in all his transactions and correspondence with the company.
The Unique ID once chosen cannot be altered at any point of time.
No communication will be entertained without user ID. Distributor shall preserve the ID properly as it is before logging on to website.
TDS AND OTHER CHARGES
TDS and any other applicable charges will be deducted by the Company as per the prevailing norms set by the Govt.of India.
TERMINATION
The Company reserves its rights to terminate the Distributorship OR Membership for any reason not limited to the breach of terms as stipulated herein.
Once a distributorship is terminated, he cannot enter into any of the company premises/meeting locations and his facilitation fee/ his name would be
removed and he would not be entitled to receiving any fees going forward immediately.
PROHIBITIONS
The distributor/member/user hereby undertakes not to compel or induce or mislead any person with any false statement/promise to purchase products
from the company or to become user/member/distributor of the company.
ELIGIBILITY FOR MEMBERSHIP
Use of the Website is available only to persons who can form legally binding contracts under Indian Contract Act, 1872.
Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors,
un-discharged insolvents etc. are not eligible to use the Website. If you are a minor ( under the age of 18 years)
you shall not register as a User of the Annapurna website and shall not transact on or use the website.
As a minor if you wish to use or transact on website, such use or transaction may be made by your legal guardian or parents on the Website.
Annapurna reserves the right to terminate your membership and / or refuse to provide you with access to the Website if it is brought to
Annapurna notice or if it is discovered that you are under the age of 18 years. Annapurna have the absolute right to allow/grant membership.
WE may deny membership without citing any reason whatsoever.
COMMUNICATIONS
When You use the Website or send emails or other data, information or communication to us, You agree and understand that You are communicating with Us
through electronic records and You consent to receive communications via electronic records from Us periodically and as and when required.
We may communicate with you by post or email or SMS or Whatsapp or any other social media or by such other mode of communication,
electronic or otherwise. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy
any legal requirement that such communications be in writing.
MEMBERSHIP BY PAYING
Consumer who has purchased the products from Annapurna Gold Finance Odisha Nidhi Limited can choose to join the business opportunity free of cost
Annapurna does not charge any fee for surfing/browsing on the Website. Membership on the Website is free for buyers The company may appoint any
Third Party for Collection /distribution services, franchise, stockists. Independent Distributor/member is required to visit the company's official
website from time to time to know such an appointment and avail facilities such as walk in to their outlets and make Payment and collect a valid receipt
and products from them.
PRIVACY
We have a view that protection of your privacy as a very important. We understand clearly that You and Your Personal Information is one of our most
important assets. We store and process Your Information including any sensitive financial information collected
(as defined under the Information Technology Act, 2000), if any, on computers that may be protected by physical as well as reasonable technological
security measures and procedures in accordance with Information Technology Act 2000 and Rules there under. If you object to Your Information being
transferred or used in this way please do not use Website.
We will share / sell / transfer / license / covey some or all of your personal information with another business entity should we (or our assets) plan
to merge with or are acquired by that business entity, or re-organization, amalgamation, restructuring of business or for any other reason whatsoever.
Should such a transaction or situation occur, the other business entity or the new combined entity will follow the privacy policy with respect to your
personal information.
DISCLAIMER OF LIABILITY AND WARRANTIES
The website owner makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website or
electronic communication sent to you. Nothing on Website constitutes, or is meant to constitute, advice of any kind.
The website owner shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential),
personal injury or expense of any nature whatsoever which may be suffered by you or any third party as a result of or which may be attributable, directly
or indirectly, to your access and use of the website, any information contained on the website, your or your company's personal information or material
and information transmitted over our system. In particular, neither the website owner nor any third party or data or content provider shall be liable in
any way to you or to any other person, firm or corporation whatsoever for any loss, liability, damage (whether direct or consequential), personal injury
or expense of any nature whatsoever arising from any delays, inaccuracies, errors in, or omission of any information or the transmission thereof, or for
any actions taken in reliance thereon or occasioned thereby or by reason of non-performance or interruption, or termination thereof.
You will be required to enter a correct/ valid phone number while placing an order on the Website. By registering Your phone number with us, You consent
to be contacted by Us via phone calls and/or SMS notifications, in case of any order or shipment or delivery related updates. We may use your personal
information to initiate any promotional phone calls or SMS.
DELIVERY
We will deliver the goods within the agreed time subject to force mejure or any other event beyond control. We won't commit to deliver beyond the door of your
home or office. 'door' means the point where entry into the interior of the building occurs.
We will make a maximum of two attempts to deliver order. In case you are not reachable or do not accept delivery of products in these attempts, then we
reserve the right to cancel the order(s) at our discretion.
An estimated delivery time is displayed on the Order Summary page. On placing such order, you will receive an email / SMS containing a summary of the order
and also the estimated delivery time to your location.
Delivery may take longer due to bad weather or transport delays or political disruptions or any other seen or unforeseen circumstances.
Annapurna may reject the order based on the prevailing conditions without citing any reasons for the same.
PRICING ERRORS
We reserve the right to amend any pricing error displayed due to human error, computer malfunction or other reason. We will notify you of any error in
pricing and you may elect not to purchase any Good/s where the price has been corrected.
TAX INVOICE
The tax invoice will be issued from the respective point of sales. Before or upon delivery of the Goods, tax invoice will be provided with the total
price for the Goods inclusive of taxes.
PAYMENT
The Updated Products and their Price lists are available on the company's official website and the amount to be paid (only after complete satisfaction
with the description/ features available on the website and if possible, the physical verification of the product can be had by the purchaser by visiting
our authorized franchise/ stock point outlets.
Annapurna or Local Selling Point doesn't accept advance payment in any form for goods, therefore user shall be completely liable for any advance payment
to any party including but not limited to delivery person.
You shall pay the Transaction Price for items ordered on the Website either through Electronic Fund Transfer or through Cash on Delivery when the
products are being delivered to your address.
You understand that upon initiating a transaction, you are entering into a legally binding and enforceable contract with us to purchase the products.
It is mutually agreed between the parties that the Consumer / Independent Distributor if satisfied about the product package ensure that the amount towards
such product should paid company's branch / authorized outlets, franchise, stockist at the time of purchase.
Annapurna may do such checks as it deems fit before approving the users commitment to pay (for Cash on Delivery transactions) Transaction Price from the
user for security or other reasons at the discretion of Annapurna . As a result of such check if Annapurna is not satisfied with the creditability
of the user or genuineness of the Transaction / Transaction Price, it will have the right to reject the users commitment to pay Transaction Price.
The product rates and specification is also subject to change and may vary from time to time.
COMPLIANCE WITH LAWS
You shall comply with all the applicable laws (including without limitation Foreign Exchange Management Act, 1999 and the rules made and notifications
issued there under and the Exchange Control Manual as may be issued by Reserve Bank of India from time to time, Customs Act, Information and Technology Act,
2000 as amended by the Information Technology (Amendment) Act 2008, Prevention of Money Laundering Act, 2002 and the rules made there under, Foreign
Contribution Regulation Act, 1976 and the rules made there under, Income Tax Act, 1961 and the rules made there under, Export Import Policy of government
of India) applicable to them respectively for using Annapurna Website.
APPLICABLE LAW
You agree that T&C shall be governed by and interpreted and construed in accordance with the laws of India.
You agree to the exclusive jurisdiction to the courts of Odisha, India.
SALE IN INDIA ONLY/ JURISDICTIONAL ISSUES
Unless otherwise specified, the material on the Website is presented solely for the purpose of sale in India.
Annapurna make no representation that materials in the Website are appropriate or available for use in other locations/Countries other than India.
Those who choose to access this site from other locations/Countries other than India do so on their own initiative and Annapurna is not responsible
for supply of products/refund for the products ordered from other locations/Countries other than India, compliance with local laws,
if and to the extent local laws are applicable. Further these terms and conditions are subject to exclusive jurisdiction of Courts of Cuttack, Odisha only.
PRODUCT DISCLAIMER
All consumers / Independent Distributor before ordering online or making the payment are advised to physically look and feel the products
that are available for demo / display at our locations, as such the images shown in the company's website / printed materials or through,
any other mode by the company is only for reference and the actual product may vary.
Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility
to ensure that any products, services or information available through this website meet your specific requirements.
The information about our products as available in our website are not intended to prevent, diagnose, treat, or cure any disease.
This information is intended as an introduction to value addition in life through supplement. Our products aim at maintaining holistic balance in body
and immunity level but are no way substitute of physician' diagnosis. We are not medical professionals or researchers and we can't prescribe what product
can cure your disease. We can't answer the medical questions to prescribe cures, treatment or to guess what is wrong with you. Consult your doctor about
your health conditions and use our supplement for value addition in life. Any product used in excessive amount will invite problems.
CONTACT INFORMATION
If you have questions or concerns regarding these Terms & Conditions, please contact our support at annapurnagoldfinance@gmail.com
